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Your helpful Mortgage Group

Welcome to The MORE Group! We are an exceptional full-service mortgage banker headquartered in Santa Ana, CA. Without a doubt, The MORE Group are some of the hardest working mortgage bankers in the industry. We are here twenty-four hours a day to provide our clients with a variety of mortgage loan options tailored to your specific financial situation. The More Group specializes in a diverse selection of mortgage programs, including Conventional Loans, FHA Loans, VA Loans, Jumbo Loans, Alt-Doc Programs and Down-Payment Assistant Program.

Whether you are looking to purchase a home or refinance, you can count on The More Group to always look out for your best interest. Our ultimate goal is to give our clients the financial key to purchase their dream home in:

You Will Always Receive More With Our Mortgage Loan Programs:

  • Rate Match Comparison
  • No Mortgage Insurance
  • W-2 & Paystub Only Program
  • Jumbo Products up to $3M
  • Manufactured Homes
  • No Max DTI (Debt to Income Ratio) with AUS (Automated Underwriting Systems) Approval
  • Self-Employed with 1-Year Tax Returns
  • Closing Cost Assistance
  • Down Payment Assistance
  • Arizona
  • California
  • Colorado
  • Florida
  • Hawaii
  • Idaho
  • Nevada
  • New Mexico
  • Oregon
  • Pennsylvania
  • Texas
  • Utah
  • Washington

Coming Soon:

  • Georgia
  • Wisconsin 

We Offer Several Loan And Document Payment Assistance Options

There is always purpose, honor, and integrity behind everything we do. The More Group’s team is made up of incredibly knowledgeable and experienced licensed loan officers. We are client advocates and will go above and beyond in making sure that you receive document payment assistance and mortgage loan options that suit your needs, desires, and financial requirements. Our interest rates and closing costs are competitive.

From the first consultation to giving you your keys, The More Group is here to help, educate and empower you to buy the home of your dreams. Let us assist you on figuring out which mortgage loan best suits your necessities. Contact The MORE Group today to discuss your mortgage loan options!

Meet The Team

We have a whole team working for you with 24 members including 10 Loan Officers, 4 Loan Officer Assistants, Branch Manager, Marketing Director,  2 Processors, Junior Processor, and 5 videographers/photographers that make up our Marketing and Thank You Departments.

Conventional Loan

The MORE Group provides conventional loan rates to clients throughout United States looking to buy their dream home or refinance their existing home. To find out how The MORE Group can help determine if a conventional loan is right for you, contact us today.

Jumbo Loan

As a full-service mortgage group, our mortgage bankers provide Jumbo Loans up to $3 million to assist affluent clients attain the home of their dreams. The MORE Group works with purpose, honesty, and integrity in everything we do. If you are looking for a local mortgage banker to assist you in financing a home, call us today!

FHA Loan

When it comes to FHA loans—or Federal Housing Administration loans—The MORE Group helps first-time home buyers navigate the process with ease and confidence. From consultation to the moment you receive the keys on your new house, The MORE Group will be there to take care of your needs. Visit our website today!

ALT-DOC Programs

Our Alt-Doc program, or otherwise known as an alternative document loan program, provides our clients with the option to get what they need. The MORE Groups is committed to helping our clients in any way possible. To find out if you are eligible, visit our website or give us a call today.

VA Loan

The MORE Group is honored to offer the VA loan—or the Veteran Affair loan—for those who have served our country. Our VA loan is accessible to both veterans and active-duty members alike. The MORE Group will help you through the entre process until you are able to buy that dream home. Give us a call!

Down-Payment Assistant Program

We offer a variety of down-payment assistance programs,  assisting clients with closing cost, and much more. Give us a call. 

What Our Clients Say

Chris Moreno Is The Best!!

This is my 2nd refi and it has been by far the best experience I've had with The MORE Group. I specifically appreciated that Chris and his colleagues were very knowledgeable about the whole process and got me such an amazing rate. He explained all of my options clearly as well as the benefits and drawbacks of each which really allowed me to make an informed decision. The MORE Group has been extremely diligent about updates. Chris is quick about making himself available, I cannot recommend him and The MORE Group enough.

Just closed escrow on an investment property, & couldn't have done it without more group.

Chris, Matt & Jeff were able to take our less than strait-forward financials (one of us with new job) & get the deal closed. Really appreciated their knowledge & experience as well as their excellent communication skills... we were continually updated on where we were in the loan process, & they always, always answered our calls & texts. When it came time to sign the loan docs, Chris sent his notary to our house &he even showed up to walk us through the process, how's that for hands on customer service. Can't recommend them enough, it takes a lot to earn my trust, & they've done it

If there were 10 stars the more group would get them!

They have been helping my clients with new mortgages and refinancing for over 5 years and always do their best to provide excellent customer service and support! I highly recommend Christopher Moreno and his team!

I Am A Realtor Here At Keller Williams Realty And Have Been In The Business For Almost 5 Years Now.

I have never come across a lending group that has the drive, patience and work ethic that this team has. Not only are they top notch lenders that will go above and beyond for the agents and their clients. They offer Lauren, the best marketing director you can ask for and work with. The whole team is ridiculously accommodating and will literally walk the extra mile right next to you, putting up your open house signs. Each client I have referred them to feel extremely comfortable working with them and end up loving the experience they provide. Each of these lenders will answer your phone call or text at any time of the day or night and Lauren is always willing and ready to help with a video or anything that can promote you as an agent. I cannot say enough positive things about this group. I highly recommend you give them a try. It will be hard to use any other lender after receiving this kind of professionalism and dedication from The MORE Group.

I Had The Pleasure To Work With Christopher In September

He help me obtained my new mortgage. I love the fact that Christopher was available 24/7 to answer my question and concerns. His dedication and passion to help others made a big difference in the process of obtaining a loan mortgage. He makes sure to take good care of his clients.

Lauren’s advice when first learning videography and photography is the same advice first given to her, just keep shooting 📸

Whatever your line of work, keep growing, ask questions, and never stop learning 🙌🏽

Happy Birthday to the jack of all trades, @josephcaptures! 🎉 We appreciate all of your work ethic and all that you do for the team! Wishing you all the best this year 🥳 ...

Happy birthday to our guy, @theejonathanquinn! 🎉 We appreciate all that you do for the team. Wishing you a blessed year! 🙌🏽 ...

Our success as a team has been an accumulation of either starting at the bottom and learning an entirely new skill or improving a current skill. Through countless hardships and overcoming personal journeys that weren’t easy, we’ve created a system through mastering our trade, always leaving room for improvement. Like Scott from @dscconstruction says, we must master our craft and as a result, add value to what it is we’re trying to accomplish 🙌🏽 ...

@jdove51 and @doctor.mortgagemoreno #tWINNING on this Thursday! 😎 ...

New notebook, who dis? Turning pages over here at TMG! Let’s get to work @futurejeffrey! 💪🏽 ...

Please join us by wishing these two GOATS a Happy Birthday! May your birthdays be extraordinary and full of love and happiness! Thank you for being apart of the team and for all you do! 🙌🏽 ...

Whether it’s a simple task or overcoming your biggest fear, be present. You’ll learn a thing or two about yourself 🙌🏽 ...

Character is revealed in the face of adversity and in @b_harkey’s case, despite the multiple falls on his bike, he got up stronger each and every time. Head on over to @unstoppable_library to see the full episode! ...

A couple #FunFacts about the @doorwayhomeloans April 2021 Stellar Award Winner! Congrats to our very own, @m.r.tye! 🏆 We appreciate all that you do 🙌🏽 ...

When we get invited to the shooting range for a shoot to shoot with @sentriinstituteinc 🔫🎥📸 Check out our friends for all things gun safety and more! ...

Masks but make it MORE Group 🔥 Way to kill this one, @physxpromotions! ...

Back in town and back to business 🙌🏽 Q1 was good to us - now let’s move on to Q2! 😎💪🏽 ...

Wishing a Happy Early Birthday to the man behind the scenes that helps elevate our team, but more importantly the one who keeps our LO’s in check! 😉 We hope you have a great one! 🥳 ...

New headshots goin’ down, who dis? 👀

But what do I do with my hands? 😂

Our Loan Programs Include:

Rate Match Comparison
No Mortgage Insurance
W-2 & Paystub Only Program
Jumbo Products up to $3M
Manufactured Homes
Self-Employed with 1-Year Tax Returns
Closing Cost Assistance
Down Payment Assistance
No Max DTI with AUS Approval